Privacy Statement

Innovative Insurance Resources, LLC (sometimes also referred to as the “Company”) does not collect personally identifiable information about individuals who visit our site except when the information is specifically provided on a voluntary basis.

Innovative Insurance Resources, LLC may collect or track (1) the home server domain names, e-mail addresses, type of client computer, and type of Web browser of visitors to Innovative Insurance Resources, LLC's Web site, (2) the e-mail addresses of visitors that communicate with Company via e-mail, post messages to Innovative Insurance Resources, LLC 's bulletin boards (if any), or post messages to Company's chat groups (if any), and (3) information knowingly provided by the visitor in online forms, registration forms, surveys, and contest entries.

Internet cookies may be placed on visitors' hard drives. Internet cookies save the visitor's name, password, user-name, shopping cart, portfolio, screen preferences, the pages of the Company's Web site viewed by the visitor, and the advertisements viewed or clicked by the visitor. When the visitor revisits the Company's Web site, Company may recognize the visitor by the Internet cookie and customize the visitor's experience accordingly. Internet cookies are stored on the visitor's hard drive and are not stored, in any form, by the Company. Visitors may decline the Internet cookie by using the appropriate feature of their Web client software, if available. When a visitor performs a search on Company's search engine, Company may record information identifying the visitor or linking the visitor to the search performed. As necessary to provide service, Company may record limited information for every search request and uses that information only to solve technical problems with the service and to calculate overall usage statistics.

Personally identifiable information on individual users will not be sold or otherwise transferred to unaffiliated third parties without the approval of the user at the time of collection. The user will have the opportunity to indicate whether he or she would like to “opt out” of receiving promotional or marketing information about other products, services and offerings from Innovative Insurance Resources, LLC or any third parties.

Further, notwithstanding any opt out of promotional information by the user, Innovative Insurance Resources, LLC reserves the right to contact individuals who visit our site regarding account status, changes to the any agreement and other matters relevant to the underlying service or the information collected.

Innovative Insurance Resources, LLC may perform statistical analyses of user behavior and characteristics in order to measure interest in and use of our site. Innovative Insurance Resources, LLC is not responsible for any actions or policies of such third parties if a user decides to subscribe or register on those sites and users should check the applicable privacy policy when providing personally identifiable information to third parties.

Users should be aware that when they voluntarily disclose personally identifiable information (e.g., user name or e-mail address) on our site, that information and any substantive information disclosed in the communication can be collected and possibly be used by third parties. This could result in unsolicited messages and actions beyond the control of Innovative Insurance Resources, LLC.

Users may always “opt out” of further promotional contacts at any time. Also, upon request, Innovative Insurance Resources, LLC will take reasonable efforts to delete a user's personal information from its database. It may be impossible to delete a user's entry without some residual information because of backups and records of deletions.

Innovative Insurance Resources, LLC reserves the right to change this policy at any time and will notify users of the existence of a new privacy statement. This statement and the policies outlined here are not intended to and do not create any contractual or other legal rights in or on behalf of any party.